Definition: The term "Geico Homeowner's Insurance" refers to a policy that provides financial assistance in case a property is damaged or destroyed by an insured peril (usually fire, theft, and vandalism). The coverage typically includes repair costs related to damage caused by the covered peril, as well as replacement costs for non-damage repairs. Coverage can also include personal protection services such as liability insurance. The policy requires the homeowner to maintain a certain level of coverage, usually ranging from $10,000-$50,000 depending on the amount of damage and what type of cover (such as personal protection) they choose. The insurer will assess the claim and pay for any damages up to that amount. It's important to note that Geico Homeowner's Insurance is not a replacement policy; it is used to help protect your home from damage or theft, but should never be relied on to replace insurance coverage.
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